Every traffic violation has a point value associated with it. More serious violations will get you more points. The more points you have on your driving record, the more your insurance premiums will be raised.
If you take a defensive driving course you can get a 3-point point reduction on your driving record. Your auto insurance provider will take this into account when accessing your rates./course/course.php" onclick="eraseCookie('selfsubmitstateform'); eraseCookie('coursestate');">Get Started Now!